Using Mirapay eliminates the need for each department to develop their own credit card validation site. This avoids any liability and security issues of the University having access to the users credit card information. In addition, the web payments are deposited directly to the University's bank account along with the appropriate Internet Merchant account number.

MiraPay is a secure Internet payment POS (Point of Sale) solution using standard Secure Sockets Layer [SSL -Note (1)] encryption technology widely available on standard web browsers. Using the MiraPay service ensures that during the consumer's shopping experience at the vendors web site, they can submit their credit card account number and feel confident that their personal information will not be used for any purpose other than processing the transaction.