Carry Forward Provisions for Unifor
- The same carry forward provisions will apply to both HCSA and TWSA.
- Unused account balances can be carried forward and combined with new Flex Credit allocations for the following calendar year.
- At the end of the second calendar year, any balances remaining from the previous carry-forward will be forfeited.
- Carry forward balances must remain in the the original accounts (i.e. no inter account transfers are permitted once the allocation election has been made.